Prominent crypto influencer Brett (@Brett_Crypto_X) recently shared an image revealing the top XRP wallet holders, drawing attention to the significant holdings of major institutions like Uphold, Binance, and Ripple.
The image shows the top five XRP wallets, with Uphold leading at 1.83% of the total XRP supply, followed by another large wallet holding 1.56%, identified by the community as one of the Bithumb wallets. Binance and Ripple also have several top positions, reinforcing the perception of strong institutional backing behind XRP.
Top XRP Holders Revealed: Uphold, Binance, and Ripple Dominate with Billions in Reserves!
Someone with unnamed hold approx 3 billion $XRP pic.twitter.com/jceBi8ryxz
— Brett (@Brett_Crypto_X) April 10, 2025
Brett’s post pointed to the growing momentum surrounding XRP and emphasized how entities accumulating billions in tokens signal long-term confidence in the asset. Additionally, experts are increasingly encouraging retail investors to accumulate XRP, anticipating a pivotal role for the token in the future of finance.
The concentration of such large amounts of tokens in institutional hands suggests that individual holders may have to move quickly to secure a meaningful position before broader adoption drives further demand.
Institutional Dominance and the Road Ahead
The image in Brett’s post revealed Uphold at the top with over 1.83 billion XRP, valued at around $3.7 billion. The second-highest wallet, now believed by the community to belong to Bithumb, holds over 1.56 billion XRP, worth approximately $3.1 billion.
Binance, the largest global exchange, appears third with around $2.7 billion in holdings. Ripple controls two of the top five wallets, accounting for over 2.5 billion XRP combined.
We are on twitter, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) July 15, 2023
Such heavy accumulation by institutions underscores a broader trend: increasing confidence in XRP’s future utility. Many analysts argue that XRP’s speed and low-cost transactions make it well-suited for cross-border payments and financial infrastructure, and this view appears to be supported by these major holdings.
Now that Ripple is free to sell tokens to institutional investors, this adoption could rise rapidly in the coming months as regulatory clarity improves.
Retail Investors May Face Pressure to Accumulate
Several community responses to Brett’s post echoed a sense of urgency. One commenter remarked, “When giants are stacking billions in XRP, you don’t second guess, you accumulate.” This reflects a belief that the growing concentration of XRP in institutional wallets may limit availability for retail investors as adoption increases.
Climbing the ranks of token holders has become significantly difficult. With over 3 billion XRP held collectively by the top three wallets alone, the data suggests that retail investors face an increasingly competitive landscape.
One prominent XRP proponent recently stated that not holding at least 1,000 XRP is insanity. Brett and the broader XRP community message is clear: institutional interest is growing, and those who act early could benefit most.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent BitcoinLinux’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. BitcoinLinux is not responsible for any financial losses.
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